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Advice You - Managing an Elevator Cash Flow
Jannice K., a past Virginia resident, now California
resident, worked in Burger King for ten years. Back when I
was a junk food addict, she passed me the bag and drink
through the drive through window. Occasionally, I would go
inside to eat. We became friends and soon had regular times
together early afternoons during her break. It wasn't long
before
According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product
I discovered Jannice’s real buried passion was
grooming dogs. She sparkled whenever the topic came up.
Later Jannice and I worked together to write articles and other materials on her passion. Now, Jannice lives in California, owns three grooming parlors, and is quite, quite well off. During a recent phone conversation she shared how no matter how fa
Later Jannice and I worked together to write articles and other materials on her passion. Now, Jannice lives in California, owns three grooming parlors, and is quite, quite well off. During a recent phone conversation she shared how no matter how fa
; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.
Examples of combination products may in
Examples of combination products may in
she’s come in just the few years, she says
she’s never gotten used to living with a fluctuating cash
flow.
This is an experience shared by many self-employed individuals.
After living on predictable cash flow, having a variable cash flow can be nerve racking. Even over time, as you grow maturely philosophical about money, knowing that it can be here
This is an experience shared by many self-employed individuals.
After living on predictable cash flow, having a variable cash flow can be nerve racking. Even over time, as you grow maturely philosophical about money, knowing that it can be here
lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.
today and gone tomorrow requires being on your toes.
And, in order to transition from toes to flat foot you must
learn to integrate a prosperity consciousness in order to
survive emotionally. A prosperity transfer means shifting
from the perception of scarcity, to being in abundance.
The secret to handling this elevator ride is to get to the point of co
The secret to handling this elevator ride is to get to the point of co
here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe
tentment with who you are and what you are
doing, and not have an emotional response to money. This
platform, of course, takes discipline and experience. Over
time, as you learn and become comfortable with a new way of
thinking, you also learn to stay focused, know what "really"
matters, stop wasting time, and relax into a set of
processes and systems
d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.
Combination pro
Combination pro
that become the rhythm for your
business. This calm approach always accelerates prosperity
and, in turn, allows the cash flow elevator to slow down and
stop on various floors.
During the fast elevator days, tips always help to remind us to punch the button in order to stop at the next floor. Here are a few tips to help you push the right buttons:
1. W
During the fast elevator days, tips always help to remind us to punch the button in order to stop at the next floor. Here are a few tips to help you push the right buttons:
1. W
ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc
ere you focus is what you will attract. If you focus
on your surplus, the surplus will grow. If you focus on
lack, the lack will grow. Hence, it’s common sense to focus
on surplus, wouldn't you say. Learn to see abundance in all
that you do, say, and feel. This doesn't mean giving away
your services if you are business owner. It means in being
in b
easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi
alance with it. Be abundant with your gestures, open
the door for a person, it doesn't matter on gender.
When someone takes you to lunch, see that as surplus, the money didn't come out of your pocket. It’s abundance from their life to yours. Yes, the good ole, attitude of gratitude, philosophy is what I'm talking about. It actually is a secret weapon
When someone takes you to lunch, see that as surplus, the money didn't come out of your pocket. It’s abundance from their life to yours. Yes, the good ole, attitude of gratitude, philosophy is what I'm talking about. It actually is a secret weapon
nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically
f the wealthy. Again, of
course, in balance. This same attitude is available to
everyone, including you and I. If it takes fewer muscles to
smile, then of course, it takes less energy to be nice.
2. Know what you're worth and be consistent about it. If you take a long lunchtime or spend time browsing the book aisles or Net, associate your hourly rate
2. Know what you're worth and be consistent about it. If you take a long lunchtime or spend time browsing the book aisles or Net, associate your hourly rate
and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ
to this. When you
associate time to money consistently in your thinking
process, cash flow will follow. With a focus on what
"really" matters and you follow that up with massive action,
it all begins to sink in. This internal awareness will, of
course, again, be attractive.
3. Some is better than none. Partial payments are better than no payments
3. Some is better than none. Partial payments are better than no payments
ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi
f you can't meet your obligations. Even
the telephone and utility companies can cope with partial
payments. Send what you can with an explanatory note.
We both know that bill collectors aren't the most compassionate souls. If you deal with them, try not to be defensive nor try to ignore them. Silence isn't golden in this instance. However, you can't
We both know that bill collectors aren't the most compassionate souls. If you deal with them, try not to be defensive nor try to ignore them. Silence isn't golden in this instance. However, you can't
ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.
Following aspects would a
Following aspects would a
let them intimate you or
make you feel guilty either -- and they surely will try too.
Bring no emotional attachment to their call, conversation,
or even after you hang up. This will affect your energy and
zap your progress.
Just imagine having one of these a day, and if you do, it’s a-no-wonder why you're feeling drained, unattractive, and not making a
Just imagine having one of these a day, and if you do, it’s a-no-wonder why you're feeling drained, unattractive, and not making a
dd to the challenges in developing combination products:
Which markets to tap where the combination products can do fairly well?
Which combination prod
Which markets to tap where the combination products can do fairly well?
Which combination prod
ny money. This spiral emotional ride puts you
on the fast elevator ride to the basement.
4. Maintain a list of emergency money generators. These are items that you can use that require little or no planning, either because you have it done or it just doesn't need it, that deliver short-term cash. This is an insurance cash flow list for your business.
4. Maintain a list of emergency money generators. These are items that you can use that require little or no planning, either because you have it done or it just doesn't need it, that deliver short-term cash. This is an insurance cash flow list for your business.
cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin
Everyone needs this
whether running a business or not, even if it means
unloading boxes at your brother-in-laws warehouse.
If you list a temporary agency, who are they, have you gone over there already and established a relationship. Set up the groundwork so that it’s easy to jump into when "you" need it. Being mindful of all your options, and not mi
If you list a temporary agency, who are they, have you gone over there already and established a relationship. Set up the groundwork so that it’s easy to jump into when "you" need it. Being mindful of all your options, and not mi
tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen
What would be the developing cost?
How to tackle the risks encountered during combination product developmen
ndless, adds to your confidence and ability to manage your
cash flow during shortage.
5. Separate emotions from money and separate thoughts of debt that is an investment and debt that is due to irresponsibility. If you are going to operate a business, be accountable, especially if you have employees. People say to me that one of their number goals is
5. Separate emotions from money and separate thoughts of debt that is an investment and debt that is due to irresponsibility. If you are going to operate a business, be accountable, especially if you have employees. People say to me that one of their number goals is
t?
As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
o be debt free.
If you have a habit of creating irresponsible debt then even
when you become debt free it will not last because the
mindset and habits didn't change.
Change your attitude and remove the emotions. Separate investment debt from the other. Why wait to be happy, live your life with a debt free mentality now. Most children grow up without
Change your attitude and remove the emotions. Separate investment debt from the other. Why wait to be happy, live your life with a debt free mentality now. Most children grow up without
ping new procedures for reviewing their safety, efficacy and quality.
Professional from academic institutions, pharmaceutical industries, health care indust
Professional from academic institutions, pharmaceutical industries, health care indust
understanding money and base their knowledge
on emotional expressions they hear from others. Then as
adults they are thrust into the world and told, "You're
suppose to know better."
Take a class on money management, stop reading the books if they aren't helping. If you already taken a class, hire a money coach. Keep debt manageable and be an responsib
Take a class on money management, stop reading the books if they aren't helping. If you already taken a class, hire a money coach. Keep debt manageable and be an responsib
y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products
e
adult and business owner. There aren't any excuses for poor
money management.
6. Don't spend yourself poor with feast or famine. Don't be tempted to pay off all your old bills and leave yourself impoverished all over again. Your mental health will be stronger if you set aside some money and watch it accumulate. Just knowing you have even the smal
6. Don't spend yourself poor with feast or famine. Don't be tempted to pay off all your old bills and leave yourself impoverished all over again. Your mental health will be stronger if you set aside some money and watch it accumulate. Just knowing you have even the smal
.
As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
lest of
funds stashed away will lighten your walk and smooth your
sleep.
7. Get smart about your money. I mean, SMART. Get Specific, Measure it, be Accountable, make them achievable, Realistic and the Time is now. Our beliefs today have no resemblance to the beliefs of money our parents have, nor will the next generation have with yours. Challenge
7. Get smart about your money. I mean, SMART. Get Specific, Measure it, be Accountable, make them achievable, Realistic and the Time is now. Our beliefs today have no resemblance to the beliefs of money our parents have, nor will the next generation have with yours. Challenge
elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.
Companies that provide selfless information through particip
Companies that provide selfless information through particip
ll the
early assumptions you have about money. Challenge them
every day until. Do it until you learn to manage it. Do it
until it works for you.
Get off the elevator cash flow ride, have less paper, scotch tape, and paper clips around, and put some money away for that rainy day. I don't think either of our grandmothers where wrong on that philosophy
Get off the elevator cash flow ride, have less paper, scotch tape, and paper clips around, and put some money away for that rainy day. I don't think either of our grandmothers where wrong on that philosophy
tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products
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