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Advanta was established in 1951 and there are two banks under Advanta namely Advanta National Bank and Advanta. Advanta is renow

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

ned for the creative and individualized financial service it offers to its customers as well as the proficiency of its knowledge

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

about the financial industry and managerial expertise which it uses to its advantage to cement its relationships with its client

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

.

Advanta offers two types of Advanta business credit cards and Advanta Platinum Business Card is one such card.

Target Client

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

Advanta Platinum Card is specially created keeping in mind the businessmen who want to combine all their business expenses ont

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

o a single credit card account. These people want to pay everything related to the business through a credit card and at the sam

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

time need a higher credit line.

Key Features

Advanta Platinum Card has no annual fee with an initial 12 month period 0% APR i

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

e. 0% interest rate on purchases and balance transfers. After the expiry of introductory 12 months, the APR for purchases and ba

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

ance transfers is reasonable. The card comes with an exceptionally high credit line of $50,000. The design of the card can be cu

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

stomized to suit the customers business needs.

Other Benefits

Advanta Platinum Business Card is accepted at millions of locati

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

ns in the world over. Some of the benefits that Advanta Platinum Business cardholder can enjoy are attractive discounts on produ

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

ts and services from retailers and merchants, online access to account information and services including statements and managem

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

nt reports, customized checks and billing date. The online information is compatible with both Quicken and Microsoft Money softw

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

are.

The card provides auto rental insurance and protection of purchases and warranties. Also, the Advanta Business card offers

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

automatic theft and damage protection.

Reward Program

Advanta Platinum Business Card MasterCard holders can take advantage of

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

he reward programs and earn a point for every dollar purchase made with the card. There is no upper limit for points that can be

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

accumulated in a year. These points can be exchanged for travel rewards or attractive cash rebates.

Businessmen who occasionall

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

y carry a balance and plan to take advantage of the additional benefits and services (especially the retailer and merchant disco

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

nts) will benefit most from using the Advanta Platinum Business Card MasterCard. The rate however is a little higher compared to

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

that charged to an individual with good credit, but it is reasonable for those who don't always carry a balance on their account

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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