Advice You - Finance

Computer has eased the human life. Every day new dimensions of its utility are emerging. eBanking is one of the gifts to human beings by computer technology.Use of computers have automated banking process and thus has given bi

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

rth to eBanking.

eBanking is a fast spreading service that allows customers to use computer to access account-specific information and possibly conduct transactions from a remote location - such as at home or at the workplace.

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

Use of internet has made every thing available at your finger tip. Lot of websites are ready to serve you, just at your mouse click.

ATM cards, credit cards ,debit cards, smart cards ,all these have eased human life up to suc

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

h a extent that today life without these seems to be hard, full of misery.

Evolution of eBanking:-

Electronic banking started after Second World War with the use of proprietary software and private networks.

But the whole cr

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

dit of making eBanking big hit goes to Internet. Internet made eBanking trustworthy and useful. International trade has increased significantly in post world war period and with it monetary transactions between different count

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

ries have increased.

eBanking has facilitated trading between distant corners of the world without worrying about monetary transactions.

E-commerce has grown exponentially over last 30 years. Electronic Data Interchange (EDI)

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

and Electronic Funds Transfer (EFT) were introduced in the late 1970s, to send commercial documents like purchase orders or invoices electronically. In 1980’s eBanking got a new dimension by the use of credit cards, Automated

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

Teller Machines (ATM) and telephone banking. This was the revolutionary period in eBanking. Now whole Commerce seems to be shouldering on these electronic systems.

What made eBanking so hit?

eBanking has certain features whic

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

give it edge over traditional banking system. Features which make it so popular are –

Real time banking-

Unlike traditional banking which suffers from time consuming procedures, eBanking provides real time banking to the cu

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

stomers. You get all the relevant information about your account instantly. You can access all the details about your account sitting at home or at any distant location. eBanking has turned whole world into a small village.

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

4/7 banking-

eBanking has removed the time constraint from banking. Now you can withdraw cash or get any banking facility anytime. You are not required to ask bank employees for it. Electronic system will do all of this for yo

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

instantly.

Banking from anywhere-

Don’t worry if you are sitting in Middle East country and want to check you account in New York. eBanking certainly leaves no room for blaming the distances. Smart banking is ready to serve

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

you anywhere, anytime.

Safe and secure Banking-

Electronically enabled banking is more immune to security and safety related problems. Password Based Encryption (PBE), Secure Socket Layer (SSL), electronic signatures and elec

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

ronic tokens gives a high level of security. Any malfunctioning or any inconsistency in your account can be traced easily. This makes eBanking more reliable.

Easy Loans, Instant Loans- Use of smart cards, debit cards, credit

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

cards has eased you from hatred, time consuming loaning procedures. Your banks provide you instant loans. No need to keep cash with you at all, a small chip card has replaced piles of cash. Certain web sites provide facilit

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

of online loaning. You can get instant loan there, just by filling a small form. You can use these free websites for payday loans. You may try http://www.paydaysonline.com for payday loans.

High Performance and flexibility-

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

eBanking is a high performance system satisfying it’s customers for their every banking related queries and desires. What makes it more interesting is its flexibility. eBanking is using everyday advancements in technology, w

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

ich makes it smart and banking system of today and tomorrow. You may login to http://www.duepayday.com to see what eBanking can offer you.

Bank customers across the world are now more willing to bank online as they are more co

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

mfortable with internet. They also want to avoid teller lines and telephone queues. Their faith in security of internet banking has encouraged banks to turn from traditional methods to advance electronic enabled banking.

eBan

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

ing is about to replace traditional banking system completely. In near future you will have all services in your pocket embedded on a small chip. These smart cards will provide you facilities and services beyond you imagination

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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