Advice You - Finance

If you are considering giving a gift to a friend, neighbor, family member, or co-worker, then consider givin

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

g a gift card instead of a present. Gift cards allow recipients to choose the gift that befits them and in m

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

ny cases the card can be used at many different locations, especially if it is a Visa gift card. Yes, the sa

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

e company that offers credit card and debit card services and is accepted almost everywhere now offers a gif

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

card that can be used all over.

You may already use a Visa credit card and your ATM/debit card could also

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

e through Visa. So, why not call upon Visa again for a gift card?

A Visa gift card acts like a debit card w

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

hen cardholders go shopping with it. No, there name is not on the card – it can be used by anyone who has th

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

card – but it is accepted just like a credit card. You simply order your card through a participating finan

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

ial institution and ask them to assign it with a certain amount of money.

For example, if you want to rewar

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

your employee of the month with a $100 Visa gift card your local bank may be able to issue the card for you

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

for a small fee, which is usually around $5. Once you get the card you can then hand it to the winning emplo

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

yee who will then use it wherever he wants. The balance is reduced with each purchase until it reaches $0. I

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

the employer chooses to do so, he can “recharge” the card later with his own funds.

One great feature of t

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

e Visa gift card is if it is lost or stolen it can be immediately replaced by the participating bank. Furthe

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

more, gift recipients can check their balances at any time online.

A Visa gift card can be used to shop at

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

he mall, shop online, shop over the phone, wherever a Visa card is accepted. With millions of merchants acce

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

pting Visa your recipient will have no problem using the card for a dinner date, a movie, a gift, or for tho

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

sands of other types of purchases.

Visa gift cards are typically available in whole dollar denominations st

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

rting at $25 and going up to $500. Some banks will allow you to order the cards online or over the phone and

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

ship them to your address. Truly, the Visa gift card is a novel and affordable gift for some lucky recipient

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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Advice You - A Visa Gift Card Is A Thoughtful Gift

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