Advice You - Finance

An air mile credit card allows you to earn points, which you can redeem towards your travel expenses. An ai

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

r mile credit card can help you get a free ticket. If you are a frequent flyer, you can use those miles to

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

build your reward points quickly and be able to redeem them faster.

You earn points whenever you use your

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

air mile credit card to make a purchase. After you have earned a minimum number of points, you will be able

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

to redeem them. The number of points required for travel will depend on how far your destination is.

Ther

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

e are many companies that provide air mile credit cards. You can either get one from a bank, a credit card

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

company or directly from an airline. Each one will have its unique advantages.

It is important to evaluate

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

different air mile credit cards before you select one. Usually you get 1 travel mile for every dollar you s

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

pent on your card. Some purchases may earn you bonus miles. Many companies have dropped their blackout date

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

when reward miles expire.

Also important to note is whether your everyday purchases on your air mile cred

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

it card will qualify for reward points. For example if grocery and department store shopping is included in

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

the reward program, you can earn lots of points fairly quickly. Some big-ticket item purchases can help yo

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

u earn lots of points and get lots of rewards.

With an air mile credit card, it is also important to compa

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

re to get low interest rate and other options such as low transfer fees and annual fees. You do not want yo

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

r reward points to cost too much in terms of a higher interest rate or annual fee.

Also an air mile credit

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

card may offer reward points that pay towards a rental car and hotel costs. This can make your vacation or

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

business trip a little more affordable. For business travelers, an air mile card can be very useful as the

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

ir frequent ticket purchases can help them get rewards points and get a free trip once in a while. If you f

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

ind that an air mile credit card is not for you, then there are other credit cards, which offer different r

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

ewards such as rebates toward gas purchases, sports tickets and even plain old cash with cash back programs

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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