Advice You - Finance

The Sony Platinum Visa Card is a credit card with a unique reward program particularly for those

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

with good credit scores. Cardholders are entitled to earn one point for every dollar spent on gen

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

eral purchases and three points for purchases of Sony merchandise charged to the Sony Visa Card.

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

Purchases made through www.sony.com/mysony are entitled for a whopping eight points for every do

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

llar spent. These points can then be redeemed for Sony CDs, DVDs, games, movie tickets, and elect

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

ronics. The points expire in five years if they aren’t redeemed with a 250,000 point per year lim

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

it, which is well high and reasonable. There is no point limit for purchases made through Sony’s

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

website. On top of that, cardholders are able to earn 1,500 bonus points on their first purchase.

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

Overall, the Sony Visa Card is a great card, with reasonable interest rates and a 0% introducto

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

ry rate applicable for new purchases or balance transfers made within the first twelve months upo

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

n joining. No annual fees are charged either.

However, finance charges are calculated based on t

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

he “Two Cycles Average Daily Balance” method which is higher than the more commonly used “Average

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

Daily Balance” calculation. This may result in higher charges, so it is advisable not to carry a

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

n outstanding balance forward when using this card. The APR for less qualifying applicants may al

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

so be higher.

On a more positive note, this credit card company provides platinum cardholders be

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

nefits of up to $1,000,000 in travel accident insurance, auto rental insurance, and various trave

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

l and emergency assistance services.

All in all, The Sony Visa Card is ideal for those who spend

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

or plan to spend a significant sum on Sony merchandise and also those who intend to take full ad

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

vantage of the online shopping experience Sony has to offer. As long as card members do not defau

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

lt on their outstanding balances, then they will have much to gain from using the Sony Visa Card.

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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Advice You - The Lowdown on the Sony Visa Card

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