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Platinum credit cards are generally offered to those individuals with good credit ratings and an inco

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

me of around ?20,000 per annum or more. Platinum credit cards have many benefits and features compare

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

to a standard or gold credit card. Conventional school of thought would find platinum credit cards

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

o be a status symbol. However, relaxed rules and upper limits have brought them within reach of the a

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

erage person too.

A platinum credit card can be a good choice if you frequently use credit card for

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

our routine and high purchases and pay back the whole credit at the month end. You get a high limit o

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

credit and sometimes no limit at all if you show a high earning power of annual income ?25,000 or mo

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

re. However the actual high level of credit you’ll get depends on your income and credit rating.

Pla

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

inum card owners are privileged because they do not have to pay the usual high interest rates on cred

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

t. Generally there is a low or no annual fee. You can get a number of benefits and rewards such as fr

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

e air miles, discount points, reward points for purchases and cash back. If you cannot make the most

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

f platinum card deals it is better to opt for standard credit card. Since, maintaining a platinum cre

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

it card can prove to be a costly affair in the long run if not used and managed properly.

A numbe

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

of credit card companies offer special facilities such as:

Protection against accidental i

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

njury, sickness and involuntary unemployment

Protection against card theft and loss

Onli

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

e credit card fraud protection

Travel insurance and special travel services

Flexibility t

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

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Platinum Card Guidelines

There are certain things you must

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

never overlook while signing up for a platinum credit card. Make sure you spend only that much amount

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

that you can easily payback because even if you fail to pay one monthly payment it will account for a

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

negative credit rating. Bottom line is that the benefits should always amount up to more than you pay

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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