The Lowdown on AT&T Universal Card

With all the many reward programs out there, this is perhaps the only card that doubles as a calling card. The AT&T Universal Platinum Card is issued by Citibank with the general purpose of being a credit card that comes with a lower APR, and also a calling card with probably not-so-low calling charges.

Credit Scores are Not Universal

Credit scores are not universal. In other words, you could pull your credit score from all three credit bureaus and find that they not only don't match each other, they won't match the FICO score that your lender accesses.

Extra Options for Your Credit Card

One thing that many people opt for is a fee-paying credit card. This fee will be payable either annually or monthly, and you will have to pay it no matter how much or how little you use the card. Paying the fee will entitle you to certain benefits.

What are they Charging you? - Understanding Credit Card Insurances

Whenever you are shopping for a Credit Card you always wonder what all those insurances that come with the Credit Card Package stand for and how to issue a claim if something happens to you.

VantageScore Sheds New Light on Consumer Creditworthiness

Have you heard of VantageScore? This is the new type of credit scoring assessment being put in place by the three major credit bureaus. Because so many complaints were coming in from consumers and corporations dealing in credit alike, the three agencies began to see the merit of adjusting credit scores to be more meaningful and consistent.

The Chase Travel Plus Platinum Visa Compared

The Chase Travel Plus Platinum Visa offers consumers flexible travel rewards that can be redeemed for airline tickets, hotel stays, cruises, and car rentals. In this article, the Travel Plus is compared to similar travel rewards credit cards.

Can Accurate, Negative Items Be Removed from a Credit File?

That depends entirely on who you ask.

The Lowdown on the Orchard Bank MasterCard

Having a bad credit history may greatly affect a user’s future credit card applications, at least for the next seven years down the road. With tainted, poor or bad credit history, there are only two options left for the down-on-its-luck credit card user: go with cash or get the Orchard Bank Silver MasterCard.

Sample Letter for Credit Repair

This article includes a sample letter for credit repair. Letters like these are sent to a credit bureau or credit reporting agency to report inaccuracies on your credit report.

Credit Card Guide for Good Credit – Choosing the Right One for You

With this simple guide you will learn what types of credit cards are available to you if you have good credit. It will make the choice of choosing the right credit card for you easy!

What is the Statute of Limitations?

When researching credit repair you are likely to find the term statute of limitations. But what is it and how does it relate to credit repair?

Rebuilding Credit and Avoiding Bad Debt after Bankruptcy

After you’ve filed bankruptcy, you’ll want to start building new credit. This time, you’ll want to make sure that the credit you build is good; if anything is worse than a bankruptcy, it’s a bankruptcy followed by bad credit. There are ways to rebuild credit after bankruptcy, and there are companies willing to offer credit and loans to those who’ve filed bankruptcy.

Credit Repair Form Letter - Should You Use One?

If you are researching credit repair you have undoubtedly seen many credit repair form letter. You are invited to use them for free. But even at that price, is a credit repair form letter worth the cost?

Credit Repair Forms

Looking for credit repair forms? This article may help.