Credit Rebuilder Program (1st of a 5 article series)

Build good credit and boost your credit scores using targeted and proven methods in as little as 90 days!

Credit Cards and Minimum Payments - Living in Debt

Many people love their credit cards. It's a fact of life and the figures bare this up. If you look at the rate at which UK credit card debt is rising it is quite amazing.

Student Credit Cards - An Introduction

This article is an introduction to student credit cards, including advantages and pitfalls.

Building New Credit

A blank credit file is just as bad, sometimes worse, than having a bad credit file. There are no secrets to building credit. It just takes time and patience. You must start small with something like a gas credit card.

Is Credit Repair Possible?

Most sites emphatically claim that your credit file can be repaired, even if that requires getting correctly reported negative items off of your credit report. On the other hand, the FTC and credit bureau web sites all say that you cannot possibly have an accurate negative item removed from your credit file.

FAQ: What Can Credit Repair Specialists Do Legally?

The consumer has legal right regarding the information that is reported to and stored by the credit bureaus. Credit repair specialists help consumers take full advantage of their legal rights.

Credit Card FAQs - What If I'm Turned Down?

So, you've filled out the application and are waiting for your brand new, shiny credit card to arrive in the mail. But when the letter finally arrives, you're not greeted with a new credit card, but a denial letter instead. What to do?

Consolidating Credit Cards: How to Effectively Use Balance Transfers

The practice of transferring the balance of one credit card with a high interest rate to another credit card with a lower interest rate is a fairly common way to consolidate debt, but very few people know how to make effective balance transfers. The following factors will determine how and when you should make balance transfers so that you maximize the benefits.

Gas Only Credit Card – Go an Extra Mile for Numerous Benefits

Using gas only credit card you not only benefit from convenient gas payment but also you can use it to purchase items like groceries, pizzas and drinks, which you anyway do. Credit card for gas purchases give you reward point no matter where and how you spend it.

Credit Repair Book Reviews

If you are attempting credit repair yourself instead of hiring a law firm to help you, then you may be thinking of buying a credit repair book. There are nearly 200 different titles under the listing credit repair book at Amazon.com. Whenever there is a market for consumer information, someone (usually many people) will write a book.

The Lowdown on American Express Blue

If you are ever on the lookout for the closest fit to a perfect credit card, the American Express Blue Card may be the card that you are looking for. With $0 annual fees, a 0% introductory APR for 15 months and a fixed rate for balance transfers at 3.99% which will last until the loan is paid up.

The Lowdown on Chase Platinum Visa

The Chase Platinum Visa card is essentially a platinum card with an ideal rewards program. In this sense, users with very good credit ratings should get this card and make good use of its one-year 0% introductory APR benefit on both balance transfers and purchases.

The Lowdown on the Aspire Gold Visa Card

The Aspire Gold Visa Card issued by Columbus Bank and Trust is specifically designed for individuals with a poor or limited credit history, and who only need the basic functions of a credit card.

Credit Scores vs FICO Scores - Are They the Same Thing?

Credit scores versus FICO scores. The difference in the scores and their use is causing consumer confusion in the marketplace.